Oct 14
I am considering giving 2,999 dollars to federal loan modification program (based in Cali) to help me negotiate with my lender.
1. Is this a good company?
2. How much will they help?
3. They have said that they have a 99% success rate in helping people lower theire mortgage payments. Is this true?
4. What if they take my money even if they do not help??
5. Can you recommend any other company?
Thank you
5 Responses to “Open Question: Federal Loan Modification California-based $2,999 retainer?”
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October 30th, 2008 at 6:08 pm
We had a very bad experience with them and have filed complaints with the BBB and the Los Angeles Chamber of Commerce (they have only been a member for two months). Once they received our money, they stopped returning calls and emails. For four weeks we asked for proof that they had contacted our mortgage company and at our forclosure hearing were told by the attorney for the mortgage company that FLM had not contacted them. They have yet to provide us with any proof that they have done any of the work they said. I am very skeptical of any company out there now.
December 12th, 2008 at 5:52 pm
They ripped me off. Paid my money in full in September. My house went up for foreclosure sale last week. I did work put a modification with my lender. I want to get my money back. I can’t get anyone to return my call. Have you had any luck?
January 7th, 2009 at 9:28 pm
hi,my credit history right now is excellent and i am willing to refianance my home loan.is it goin to affect my credit score?if so how much?i am currently in 5-arm loan plan with 5% interest is it possible to shift to 30yrs fixed with less than 5% interest rate.
if possible let me know the answers to jastiinn@yahoo.co.in
June 23rd, 2009 at 7:06 am
Hey!, I found your blog via Google while searching for loan companies help foreclosure and your post regarding Question: Federal Loan Modification California-based $2,999 retainer? looks very interesting for me
September 24th, 2009 at 12:05 pm
PAID NFCS IN FULL $1600.00 AND HAD TO START OVER WITH MY LENDER BECAUSE THEY DISAPPEARED AND WENT UNDER SO THEY SAY. IS THERE A WAY TO RECOVER MY MONEY?