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I wanna rent a floor in my house in Sahibabad and therefore need to enter into an agreement with the tenant. I dont know the value of stamp paper and the knowledge that i could gain was Rs. 2/- stamp paper or even revenue stamp on plain paper will make an agreement. Is it O.K. Shall I go ahead with Rs 2/- stamp papr?

I have a realtor, who seems great, however, will he really represent me, the buyer? He seems better than his assistant who is a bit pushy, but others have told me, "the realtor ALWAYS represents the seller" "the seller only wants to sell the house, no one is there to go to bat for you" This is our first home we are trying to buy. Just made an offer, seller responded w/ a counter offer. When the realtor's asst. (realtor was called out of town) informed me, she was a bit pushy about me accepting the counter offer. (or so it felt) So many co-workers offering "advise" and in this market, I just feel that even though there is an "asking price" surely no one is truly expecting to get that, right?

We moved into our current building a few months ago. The first month we were here, our security gate was broken and left open all month, despite various complaints from us and other tenants. During that month, our building management rented one of the lofts out for a private party while the gate was left open. The party attracted a rival gang and there was a drive by shooting that injured 3 people and killed one. We were in our loft during this incident, unaware who was at that party because we had no notice of it. We are now witnesses to the murder and don't feel safe living in this complex. We have tried reasoning with the management but they don't want to let us out of the lease. We are leaving anyway and want to take them court to get our deposit back. Is this a good enough reason to break the lease? EDIT - other tenants have moved out because of this incident. We are teaming up with two other tenants (there are 6 of us total) and are willing to take them to court if our credit is jeopardized. We all have high scores and don't want a negligent and greedy landlord to screw us over. And we do feel it was their fault the shooting happened. They allowed the party to happen without security or screening (there were guns inside the party.) Not only that, we were not told there would be a party so we could stay away that night. We came home 20 minutes before the shooting and could have been driving down the street as it happened. They are lucky all we want is our deposit.

Today as a second year college student I signed my first lease as a co-signer. However, I made a huge mistake in signing a lease out of desperation to have a place to stay next year and not rationality. My problem is that I went in to sign a fall lease asking only for a fall lease and was pressured into getting a lease for two months that I do not need by the property manager. I expressed apprehension and balked at the idea many times saying that I only need the lease I came for however, somehow out of intimidation I brought myself to sign two leases. The leasing agent and property manager both kept telling me that the fall lease was the wrong choice for me, and not answering my questions in a direct way. This all doesnt matter I suppose because I signed a lease which said anything communicated orally cannot be used to terminate the lease. I hope that one loophole does exist in that my parents are the co-signers because I have no credit history. They have not signed any of their forms and refuse to. The lease was signed earlier today and no exchanges have been made other than my signing of the lease. I went back later and was rudely told that the lease could not just be voided, even though I came in 2 hours later. The lease attempts to rule out anyway that I could terminate the lease, but everything is worded terribly. I am just wondering if there are any rules set in stone that could give me a legal advantage of any sort.

I am considering doing a lease/purchase with my landlord. He has agreed to apply all of the rent I have paid so far (over $12,000) toward the principle. He's asking $200,000 for the house, which is fair, but he's asking for 10% down. Is 10% standard for this type of agreement?

Ok, I am Durable Power of Attorney for my grandmother and maintain her health care options, financial affairs - almost anything to do with her life I guess you can say. Due to her son (my father) being irresponsible to say the least, she is left with minimal funds, although she receives an annuity of around $2k per month, but I have developed a budget for her and arranged some in home care for her benefit. I am a first-time homebuyer and have recently closed on a house. I was talking with her about how I'd like to take out enough to pay off student loans, house, and enough for upgrades and a few other minor purchases, and make 1, 15 yr loan payment. Here is a general idea. Any and all input is greatly appreciated! Student Loans: Mine: $60k @ 6.5% for 25 years Monthly: $405 House Loan: On closing day: approx: $9k for down payment & my part of closing costs Loan: 170k loan @ 4.875% for 30 years: Monthly: $900 Total Amount over 30 years: 405(12) = 4,860 (25) = 121,500 900(12) = 10,800 (30) = 324,000 Grand Total: $445,500 New Plan: 1.Grandmother (or I) takes out $270k line of credit or home equity loan against her farm which is worth close to $1 million and debt-free. I prefer a fixed rate and am willing to pay a slightly higher rate to lock this in. She has agreed and I am POA so I can do this in her name. 2. I take out $170k loan and make a few monthly payments (make sure loan doesn't have pay early penalty) 3. Grandma gifts 270k to my name (tax free). The first 13,000 goes unreported. The remaining $257k is reported to the IRS and deducted from her lifetime allowance of $3.5 Million (still tax free, but must be claimed if over $13k in 1 yr.) 4. Pay off the entire remaining home balance: (For easy example, use $165k). ** The house would be completely paid off and in my name. This would likely improve my credit, purchasing power, and still qualify for $8k tax credit. 5. Pay off $60k in student loans - virtually replacing with lower interest rate. 6. Remaining Funds: $270k-230k= $40k - The remaining 40k will be used in combination to furnish the home, do minimal upgrades, establish an emergency fund, and do a small amount of investing. Updated Plan: 270k @ 4.25 for 15 years: $2030/month Grand Total: $2030 (12) = 24,360 (15) = $365,400 By shortening loan duration and lowering interest, I am paying (445,500-365,400) $80,100 LESS while borrowing $40k MORE. In dollars alone, this is a swing of over $120,000! Also, without ever making additional payments, I'm COMPLETELY debt-free in 15 years. Once I start earning more, I can pay off debt much faster. This one loan payment is much easier for me to manage. Anyone have advice on this plan? Will it work, is it legal as I have researched and assume it is? Also, what type of loan would you recommend for this. Any input encouraged! Thanks! R.M. And as a lawyer, I assume you'd consider more details. I was in a hurry earlier and didn't want to go here but I will out of respect for the first couple responses. I am 24 years old, recently graduated college with a Finance Degree and an accelerate MBA. My father is a degenerate alcoholic. Whille we thought for years he was taking care of her financial affairs, he was in fact draining her estate. By the time I was aware, she had the farm (been in my family since late 1800s), about 20k in cash, 80k in stock, and a monthly annuity of $2k. She realizes my dad's problems and knows her money is depleting and if she goes into a home she will lose the farm. Since then she has elected me as a power of attorney - I have closed all accounts in my father's name, reopened seperate accounts and developed a budget that is allowing her to break even at work, and at times, accumulate some wealth monthly. She has had heart failure, kidney failure (dialysis), a stroke, the list goes on...I stay with her every night during the week and walk her to the bathroom several times each night. In addition her and I have setup a trust where I have control over my father's ability to steal her money. I would never take advantage of her in anyway. When I mentioned looking for houses, her exact words were that she'd rather me somehow use equity on the farm to help than to have my father drink it away. Sorry for the lack of details - I just didnt want to get into that area b/c I could go on forever...Anyways...back to the subject.. Ask me: the apple doesn't fall far from the tree? I am in no way using any of her funds. I dont see how this poses any threat to her whatsoever. I will [and have] done everything in my power to make sure she receives the best healthcare available and to preserve the farm in my family which would have been sold shortly after her passing under my dad's plan. I trade commodities and make good income. I take sole responsibility of her well being and will do anything to help her. I feel as if everyone assumes I haven't talked for countless hours about the plans and havent spent every waking moment making sure she is taken care of....bad assumption and straying from the topic... Help myself instead of my grandmother? She has 24 hours care from the best nurses in the area. I have done EVERYTHING for her. I pay all of her bills, do her taxes, clean her house, GIVE HER BATHS, drive her to dialysis, you name it - I do it... If you do the figures it's a no brainer. In the long run this could benefit her regardless because I'll be paying any bills she can't in order to keep the farm in the trust as she has wished....If her finances were depleted I could understand, but they aren't.

I am moving into a crime free apartment complex next month, which is all well and good, however the roommate I plan to have unfortunately has a felony under her belt. She no longer gets into trouble, so that isn't a problem, however to my understanding the apartment complex I'm moving into does not allow felons. What kind of trouble would I (personally) get into if the management were to discover that I had an unauthorized resident living in the apartment? Would it be any worse if they also were to discover that she is a felon? I'm not sure about this, but do you know if crime free communities are ever willing to make compromises regarding situations like these? Thanks for your help in advance.

Hi! I am a student from Ngee Ann, doing a research on Singapore property/real estate agents studies. I need to know how you all feels toward them? be it conduct and services! Hope that you will help me out! Much thanks appreciated!

Future, current, or past grad students. How did you handle your housing situation? I'm debating whether to live with roommates or get my own apartment. Getting my own place will be more expensive, but obviously I will be able to get more studying done, and as I am an older student, it will be more desirable than living with strangers. The difference in rent between the two will be about 100 dollars per month. More interested in responses from traditional graduate students (not med, law school) as those two types would assume you can pay everything back anyway.

neighborhoods that are mixed (african-american & caucasion and/or all caucasian?